Best Current Credit Card Offers
This card is the best starter card in our opinion because it has a lower annual fee and you need it in order to transfer points to travel partners like airlines and hotels.
The standard welcome offer is 60,000 points for spending $4,000 in 3 months after account opening.
Perks include:
•5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
•$50 annual hotel credit
•Trip Cancellation/Interruption Insurance, Auto Rental Collision Waiver, Lost Luggage Insurance, and more.
APR: 2049%-2749%
Annual Fee: $95
Chase Sapphire Preferred Card ®
The Ink Business cards are a great option if you want a hefty amount of Ultimate Rewards® points for a $0 fee. They are marketed as cash back cards (which you can use them for that), but they give you points which you can then use for travel.
There are two Ink Cards that offer the $0 fee: The Ink Business Unlimited® and the Ink Business Cash®.
The Ink Business Unlimited® Credit Card’s standard welcome offer is $750 (or 35,000 points) after spending $3,000 in 3 months and an additional $400 (or 40,000 points when you spend a total of $6,000 on purchases in the first six months after account opening.
The Ink Business Cash® Credit Card’s standard welcome offer is $350 (or 75,000 points) after spending $6,000 in 3 months.
Perks include:
•Unlimited 1% cash back on every purchase made for your business
•Round-the-clock monitoring for unusual credit card purchases
•0% introductory APR for 12 months on purchases
💡Important Note: Both of these cards require pairing with the Sapphire Preferred® — meaning that the points you earn from these cards will need to be transferred to your Sapphire Preferred® card in order to use them to book travel.
Intro APR: 0%
Annual Fee: $0
Chase Ink Business Credit Cards®
Capital One Venture Rewards Credit Card
This card gives your flexible miles that you can use to cover travel costs or transfer the miles to multiple airline and hotel partners.
The standard welcome offer is 75,000 points for spending $4,000 in 3 months after account opening, plus receive a one-time $250 Capital One Travel credit to use in the first year. This values at $1,000 in travel!
Perks include:
•Unlimited 2x miles per dollar on every purchase
•5x miles on hotels, vacation rentals and rental cars booked through Capital One Travel.
•$120 credit for TSA Precheck® or Global Entry
•Transfer miles to your choice over over 15 travel partners
•Use miles to get reimbursed for any travel purchase or redeem by booking travel through the Capital One bank’s portal.
APR: 19.99%-29.24%
Annual Fee: $95